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Reporting fraud

How to report suspicious transactions, emails, phone calls or texts

Don’t recognise a transaction?

If you don't recognise a payment on your statement it could be because the company you have made a payment to may have a different trading name from the one you expect. For example, if you bought something from Argos, it could appear on your statement as 'Home Retail Group'.

A quick internet search can help, or check our list of common retailers and service providers, and their trading names.

Reporting suspicious activity

Report fraud on your bank account

Have you noticed any suspicious transactions or think you're a victim of fraud? Here's how to report it to us.

Jersey: 01534 282850 (From abroad: +44 1534 282850)

Guernsey: 01481 703860 (From abroad: +44 1481 703860)

Isle of Man: 01624 637190 (From abroad: +44 1624 637190)

Gibraltar: 200 77737 or 200 73200 (From abroad: 00350 200 77737 or 00350 200 73200

Monday to Friday 7am - 7pm, Saturday 8am - 1pm, Sunday closed.
Outside these hours please call 0800 032 5963 (+44 131 339 7609 from outside the UK).

Please be prepared to answer some security questions so we can verify your identity.

Report fraud on your credit card

If you need to report fraud in relation to a NatWest credit card, you should telephone 00800 161 5153 (24 hours a day).

From abroad please telephone +44 1268 508 020 (24 hours a day). You can reverse the charges on calls from abroad.

Report a suspicious email or text message

Report a suspicious email

If you have received a fraudulent or suspicious email, and not responded to it, please forward the e-mail to

However, if you have responded to the e-mail, and/or you suspect that any of your accounts with us have been accessed online by someone other than yourself, please contact us immediately on 0800 161 5154 (Minicom 0845 900 5961). From abroad please telephone +44 1268 500874 (Minicom +44 118 963 9148).

Reporting a suspicious text message

If you have received a suspicious text message referring to NatWest International, please forward the text to us at 0044 7860 009378 (Gibraltar customers please text 0034 638 444947).

Standard network rates apply. Please contact your network provider for more information on charges.

Are you protected online by IBM Rapport?

When it comes to identity fraud, even anti-virus software and a firewall aren’t always enough. That’s because criminals can bypass these defences to obtain your login details.

To help protect you when you’re online, download the free IBM Rapport security software. IBM Rapport protects you by:

  • Shielding your Online Banking details from preying eyes
  • Protecting your card details when shopping online
  • Protecting your personal details

Find out more about IBM Rapport